A special thanks to Yes-its-me for telling me about NFCU and stating that I should try and app there. After about a week I finally got accepted.
I went ahead and immediately applied for the cash rewards and was approved for my biggest Credit line to date. I was approved for $1,600.
About 15 minutes later, I received an email stating that I had a secured message. Went and checked the message and it stated that my application has been submitted for review and I'll have a response within 1 business day. Is this normal to get approved through them for a CL and then it goes into a review?
Also, if approved, would it be a bad idea to then ask for a CLI as most seem to get them, but even my approval seems to have to go through a review.