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USAA Classic Visa, BofA Cash Rewards 123 secured, Citibank Double Cash Card

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Hit my 6 month mark from being a ghost. Had too many beers and app'd for 3 cards. All approved, kinda on one of them. BofA and Citi denied me 6 months ago.

 

USAA Classic Visa - cold app'd (full member) - instant approval $3000 biggest tradeline to date. 0 AF 0% 12 mo then 22%

 

Citibank Double Cash Card - Prequalified on website (only option shown) - instant approval $1000. 0 AF 0% 18 mo then 22%

 

BofA 123 Cash Rewards Card - Recommended unsecured on website but denied. Offered 123 Cash Rewards Secured Card $99/500 instead, took it. Recon didn't know why I wasn't approved for the unsecured but wouldn't budge. UW did say it would graduate after 5 months to unsecured, and would be a SP. 0 AF 0% 12 mo 20% after. I'm ok with that.


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