Hey!
I'm new here as a member, but have been reading the forums for a few months now.
I've been gardening my credit since January 2015 and have started to pay off my collections a couple of months ago.
I have 1 judgement, 1 cap one in collections paid off and another cap one that hasnt been paid off yet, 2 medical bills currently on payment plan with a CA, and school loans.
My scores are TU 601 | EQ 602 | EX 580 and i've been doing extensive research into different secured cards that can get my credit back on the rise.
I just applied for the Discover it Secured Card and got $200 CL with my deposit!
Was so nervous to even apply, but I'm glad I did and I'm even happier I bit the bullet and went with Discover and not Primor, lol.
Hopefully this is a start to a healthy score.
Current Scores: TU 601 - EQ 602 - EX 580
Goal Scores: high 600s across the board by new year's