After probably 3 denials within the last year and getting tired of "Bring a Co-Applicant" message, last night for some reason i decided to pull the trigger, yet again, on the the Discover IT card. Did not get the 0% BT offer, but was offered a 9.99% BT APR for 6 months. After excepting the counter offer, it went to pending as i have FA on my reports. After uploading the necessary forms today, i called in right away just to make sure they got it, and was approved over the phone for $1200. I am so happy as this was one card i really really wanted since last year may when i started my rebuilding. Low SL but i know where Discover can go with SP CLI's.
Other approvals from last night also:
BestBuy Visa $1200
Walmart MC $1200, Reconned to $5K immediately.
Cap One QS, on hold for verification, can not reach anyone during the weekend as the only number i can talk to someone is for current accounts.
Hate to wait till Tuesday. Overall, not bad
Stats:
OA Uti 20%
TU 698 Fico, EX 637 Fico, EQ 646 Fico.
Thanks everyone for all the advise and great help i have been receiving here since last year.
