After a few years of rebuilding I was finally approved for my first American Express card, the hilton hhonors. It wasn't a instant approval, instead I received a decision pending message after I appt. I then received a email saying I was approved and welcomed to create a account. At this point I was unsure of the SL. When I logged in it said available credit $1000. I'm good with that for just starting with amex. When I clicked on the user agreement with my information it stated I have a credit limit of $5000. Can anyone help me figure out the difference between available credit and credit limit as amex looks at it? Thanks
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