Discover is keeping up the slow creep with me. I just got a CLI from 14,200 to 18,200. I'll take it. I don't need much more than 20k usually. But I would like every card to be under 10% utility even if I make a large purchase. I'll see what I get to by the time I have had the card for 12 months. Right now I'm in my 7th month.
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