Been in the garden for 6 months trying to rebuild my scores. Decided to come out for 2 more cards to increase overall limits. Stumbled across the post about getting into Navy Federal with NLSD I decided to see if it worked. Membership approved!!
I was debating on whether to apply for the credit card immediately or wait until a few direct deposits hit because I've read varying reports on here. I'm not good with being patient sometimes, so I decided to pull the trigger. Approved $4600!! Lower than I wanted, but I'll take it.
My TU score was 660 when they pulled, TU for both membership & CC. I'm gonna nurse this baby for 3/4 until I see the review and see if I can get a good CLI.