Earlier I saw the bonus was increased from 40k to 50k points and AF waived, so decided to give it a try. Instantly approved for $5k and 23.24% APR (yikes!). I have 7 TU inquiries in the last 6 months, clean file, 3 years AAOA and 6% util. I also received the Hawaiian Airlines card in April which has a $20k limit.
