I have pretty average credit with scores in 650's and 2 CO's from 2010 and was turned down by Citi last month. I'm in desperate need of a new laptop and even though my util is pretty high at 55% I pulled the trigger for the Apple Visa today and was instantly approved for 2K! I've been shying away from this card since other than Apple gift cards it offers no rewards.The financing offers are good and I'll only have to finance $400 of the 1300 purchase and I can pay it off in 3 mos.So much better than paying high fees on subprime cards and if I use this the right way and pay things off immediately my scores should increase.
↧
