Haven't posted much lately with only limited time to access or read the site lately, but did apply for a couple of cards on my list. The last time I applied for anything was the day after New Years, so I was approaching 8 months when I caved. Had some college alumni events coming up and after receiving a pre-approval letter from USAA decided to take advantage and was instantly approved (EQ pull) for an Association of Graduates AMEX, $10.5K CL, 12.9% APR (0% for 12 mos intro rate), on the 31st of Jul. The card offers 2x points for gas and grocery, plus 1x point for everything else and the school gets a percentage, so it felt like a good thing.
Have wanted to focus on my business credit recently and following the USAA success applied for the AMEX SimplyCash Plus Business and again was instantly approved (EX pull) for $9.5K. Waited for the card to arrive and asked for a CLI to $17.5K and that was approved with no counter (should've asked for more, but that's okay) - I'll post more about that in the Business Credit section.
Have also received 2 CLIs from Discover for $500 each bringing that CL to $32.5K and a $2.2K CL on my Citibank Double Cash VISA bringing that CL to $28.2K.
Did my best to not succomb to the Blispay hysteria and was successful for a long time. Really thought I might get denied for too much available credit or some nonsense and was not disappointed. Denied for "UNABLE TO VERIFY IDENTITY" which did not make me very happy. Called in to find out what they needed to be able to verify me, answered the security questions and was still told could not verify. Talked with a CSR and was put on hold for several minutes and when she returned she told me that I needed to provide a copy of my utility bills and driver's license with my address on it. Okay, no big deal on the utility bills, but my driver's license has my home of record address on it not my current residence. She said she understood and I asked if providing my military ID would be appropriate and she said okay. Two days later faxed in my phone, electric, home security bills along with my ID and had to wait days (24 to be exact) for them to respond that they still couldn't verify my identity and that since it had been 30 days since my initial application I would have to apply again. Told them no thanks and wanted the inquiry removed since they couldn't verify me. Was told it would take 7-10 days to find out if they could do that and 5 days later received a welcome letter for a $10K CL. Have debated about calling to close it because of the frustration, but will give it a few more days.
Finally, applied for the Chase Marriott Premier Business card and still waiting for a decision on that one.
All scores over 800 with 12 INQs - EQ, 10 INQs - EX, and 7 INQs - TU (single digits across all three by the end of the year). For now, back to the garden. Sorry for the long post.