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Citi Diamond Preferred Approval $8,100

I've received a few "Pre-Selected" offers for the CDP in the mail recently, and I finally decided to pull the trigger.

 

I was instantly approved for $8,100 using the invitation code. This offer includes the 0% APR for 21 months on purchases and balance transfers, with an APR of 16.24% after that. I suspect they pulled my EQ, which is 726 FICO 8. My EX and TU are both 699; the difference comes down to credit union accounts (auto loans, line of credit, etc.) that only report to EQ, which hurts my EX and TU scores...

 

I am transferring the balance from my Barclays AAdvantage Aviator card with the intention to close it and transfer the credit line to my Barclays with Apple Rewards card. I don't travel for business nearly as often anymore, and I live in a Delta hub (how I miss my hometown Northwest Arilines).


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