This is my third approval in 6 months and WILL be my last. I now have a total of 3 revolvers and 1 CC I was just approved last month for an AMEX PRC thanks to all of your support. For giggles, I checked the Chase Pre Approval website and for the first time ever the CSP popped up. This was a month ago... After reading in the forum that the chase pre approval is fairly spot on, I nervously pulled the trigger.
I was APPROVED for a starting limit of 5k and 23%apr.. I know its high so I am thinking I squeaked by. This has been my end all be all dream card along with the AMEX PRC so I am having an amazing month!!!! Thank you all so much for posting everything and spreading that info.
Also as an FYI if you call the CSP line and tell them you are going to travel (which I am) they will 2 day your card with no fee. The number is 1-800-493-3319 Someone picks up almost immediately btw.. I think I am going to love this card!!!
I have a TU of 670
EQ of 690
EX of 674
One capital one charge off from 2013
One HSBC charge off from 2011
Two hard inquiries in past year
Utilization of 5%
70K in income
Oldest CC is a NFCU 10K limit 12.5 year history
Second is a NFCU Flagship 10K 6 months
Amex PRC 1 month
Let me know if I can be of assistance If anyone has questions! Trust me if I can do it.. you can..