I probably got ahead of myself on some of these but had some success. Been lurking around the forums for a couple months & cleaning up my file. Thanks to all of you who post and contribute here - its greatly appreciated.
MyFico Scores & Profile:
EQ - 633 .... 2 inquiries
TU - 610 .... 0 inquiries
EX - 561 .... 2 inquiries
* Cap1 Secured: $200 limit
* 1 BofA Auto charge off - 2 years old
* 1 BofA CC charge off - 2 years old but still reporting open on EX
Spree listed in order of applied:
1) AMEX Biz Plat - Denied - tried to recon and nothing even with biz revenues at $500k. Will wait for letter. Applied based on 150k MR point targeted offer and would love the travel bennies
2) AMEX Delta Gold Personal - Canceled b/c of deinal - Card came up in Pre-qual link
3) Cap1 QS1 - Approved $3,000 - Card came up SUGGESTED in Pre-qual link
4) Cap1 Spark Biz Classic - Denied - Tried to recon since I have cap1 cards and was just approved for QS1 but was told only 1 card approval per 6 months. Will try to recon again tommrow.
5) Barclays Rewards MC - Denied - Tried to recon but was told my current utilization was high (been at 2% last two months) & existing CC charge off. Will try again tommorow
6) Discover IT - Approved $1,500 - Card came up SUGGESTED in Pre-qual link
7) Grad School Credit Union - Approved $1,000
All in all I'm happy with 3 cards to build my profile. Kind of bummed about the AMEX biz platinum card and the Delta Gold card. Hopefully Cap1 can reverse my Spark card but good to know I'll prolly be approved in 6 months.