I decided to come out of the garden and take advantage of the 0% APR for 21 months on Simplicity, and I was approved with a credit limit of $6,700! They pulled Experian; my fico on Experian is 734. In addition, I requested a credit limit increase on my Citi Advantage and Citi Diamond. The CLI was approved; Citi Advantage increaed from $5,000 to $6,000 and the Diamond increaed from $4,000 to $6,000. CIti has been really good to me within the last 24 hours! lol
My total available credit on all of my cards is now $36,400; 2 years ago I only I had $400 available credit. Thanks to this forum, my portfolio has improved significally. 