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PenFed Platinum Rewards Approved!!!

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Screen Shot 2016-09-25 at 4.42.48 PM.png

 

APPROVED FOR $5,000 SL @ 13.24% - really needed $10K so will try survey / call back and speak with them about why.

 

EQ Stats:

FICO 08: 690 

FILE AGE: 15y 8m

AAoA: 2y 4m

POI:YES - requested last 2 pay stubs ( I uploaded the last 6 so they could see a bigger picture )

UTIL: 6%

INQ's: Last 12m / 6m  = 10 ( 5x in May for CC's ) ( 3x in June for Auto Loan) ( 1x in June CC ) ( 1x in Sep for CLI )

 

New Accounts Last 12 months: 12 Reporting (1 more about too)

March = 1 

April = 1

May = 9

June = 1

Aug = 1 *this is not reporting yet, just cycled so will probably show up next day or so

 

Baddies:

2 Tax Liens (2010)

2 Derog Student Loan TL's from Closed 12/2014  (Rehabbed and TL's from Nelet 100% on time and backdated to 9/2013)

 

Credit Limits: Hover over cards in signature for limits


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