So I walked into 1st Tech FCU on Friday and applied for a CC afer asking about the BT options since I haven't been able to apply online for Navy Fed (system won't go past the 2nd screen). The application automatically asked for $35k which was shocking for me since my highest card is $21k (DiscoverIT); if approved it would be my highest card. They have my Experian FICO at 725 but it doesn't say which model they are using and paperwork shows me at preliminary approved (loan officer has to approve). Today I applied for PenFed Platinum Rewards Visa Signature Card and was automatically approved for a $24k card @ 13.24% and not sure what my current score is for them. My account says my FICO® Score NG 2 is 776 but that's dated back in May 31st.
So is it normal for these Credit Union applications to just ask for the maxium on the application if you don't specifiy an amount? I wasn't asked in either the in person or online what CLI I wanted.