Wanted to take advantage of the 0% for 15 mos. offer, so apped in the branch next to my work. After answering some verification questions, was told I was approved for $3500. Told them that wasn't really useful and compared to my other limits was too small. Got transferred to an underwriter who asked what I wanted, and said she'd call me back in about 15 min. She did call back shortly thereafter and said she could approve my request and the card would be on its way!
Was mostly pleased since it seems getting them to do an initial recon is (or was) quite rare. They pulled TU, which is odd for where I'm at in CA - was fully expecting EX.