They've been dangling that steak in my face for TOO LONG....and I took a bite ! This will be my back up card in case Synchrony pulls an act, plus it will be nice to have a secondary card with them to give back the swipe action they obviously miss when Fido Amex went over to those other folk (not a big fan of Elan or US Bank - something odd about them that I just can't put my finger on).
FYI - I believe Equifax was pulled (2 inquiries) - sitting roughly around 32% utilization (payments made today to lower that average) - score somewhere between 720/725.