Since I already had two bank inquiries on my report, I went ahead and applied for a couple of lines of credit I use to have. I got approved for Home Depot, Walmart, and Amazon. I tried Barclay's but said they needed more information. I may need to recon that one. I also tried discover & Target but was denied. Now, I'm back in the Garden for six months at least. I went ahead and did it because I have a low DTI and UTI right now.
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