Union Bank launched their own lineup of Personal and Business cards earlier this month. I applied for the Personal Rewards card. I don't have any Union Bank accts and the app immediately went pending. I forgot to call and today (about 10 days later) a card showed up. $5k limit and 21.24% APR. I have quite a few inquiries and new accts but my reports are clean. They pulled EX (I live in CA). The rewards are very average and there is no bonus, but the business version seems to have a higher point earning potential.
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