Let me just start by saying....DO NOT TOUCH MY GARDEN SEED! DOA 9-28-16 😂 Entered garden on 10-1-16.
So before I entered the garden for an extended stay, I had to wrap up loose ends which equaled 1 cc and 1 auto loan. I apped on 9-28. POI requested and submitted on 9-29. Once submitted, I received a 7-10 day message. Naturally I thought I was denied especially after I read about the stricter UW criteria. To be honest, I wasn't that upset about it.
Fastforward to this morning.......approved for 10K 😀. I'm actually kind of shocked.
This is my highest limit (higher than Penfed). I have BK reporting 5-12. This is my 6th revolver since June 2016 (hence the extended garden stay). I only have 6 revolvers so my AAOA is low. Utilization was 3% at the time of app.
I never post approvals, but I wanted to share the data based on my BK and the Flagship.
Back to the garden!