My scores jumped yesterday and went on a spree with some help from people on the board.
TU-720 EQ-697 EXP- 733
My only card previous to the spree was a Cap One QS1 that I upgraded from Plat last week with 3k limit.
1.) Chase Freedom approved through Pre-Qual for 6k CL at 23.24%
2.) Chase Marriott Rewards cold app online, they said they received my app. No other info given, I have been advised NOT to call.
3.) NFCU Platinum approved for 25k CL at 9.24% over the phone.
PLEASE NOTE- While on phone I said I wanted a Cash Rewards Card as well and the CSR said I could apply now. I asked about the additional HP and she said there would be no additional pull. I know this goes against everything I have heard here, but I had her go ahead and put the app through. Not surprising I got the further review message. Called again this morning to see if they did additional pull and they did!! They are looking into what the CSR told me and will get back to me. Also, sent in last pay stubs to try and up the 25k CL as advised from official NFCU Guideline posted by CreditAddict. Yes, greedy but why not?
4.) Cap One got the 7-10 day message for Venture and then denial for QS. Odd because I used pre app site and had solid low APR of 13.24% for both. They may want to confirm info on Venture, but not sure if I should recon QS. Could use some advice here....
Thank you