i have been following this forum for a while now but this is my first question on the forum, my current fico 8 is 655exq, 656trans, 704ex, I currently have between 15 to 20 inquires on my reports but they are due to fall off by October of this year. My question is should I wait to apply or would they take that into consideration ?, I also have a bk7 from 2011 and a forclosure that was finalized on 2013. thanks in advance
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