This has been one I've actually really wanted to add to my wallet since last summer. Apped at the end of summer and shot down again a couple months later with stronger scores and shot down. Figured with my ramp up of available credit that I just might end up in the bucket of too much credit available for them to be interested in me. Noticed that they started SP my EQ in Jan and twice more in Feb. Got a purple invitation today in the mail with a small range of APR 16.24 to 19.24 and the prescreen wording on it. Figured what the hay let me give it one more shot. Apped got the please call us notice and called in and presuaded them to pull TU for me. Approved at 16.24% with a 3k SL and 0% for 12 months plus double cashback. Far from my biggest SL but they are and can be such a fickle and hard to figure out lender that I'm totally cool and happy with that. And doesn't hurt that their cards can grow substantially given some usage and time.