Good Sunday morning! One day at a time, the rebuilding continues.
I already had a QS1 MC $500 CLI to $1500 3 months old, a Platinum MC PC to QS $1000 no CLI yet since only 2 statements.
This morning I checked the prequal site and had the Quicksilver Visa pre-approval showing and apped. Held my breath.....approved $3k PLUS $100 Bonus if you spend $500 in the first 3 months. It comes with cash rewards as well as 3% BT for 6 months. No annual fee! I didn't know if I should laugh or cry....I'm not a cryer but I am overwhelmed with gratitude for what I've learned here because you know what happened next......
I recently learned here that Cap 1 uses a single hard pull in a single day for multiple applications. So off I went to the prequal site and was shown for the second time that I was preapproved for QS Visa and was ultimately approved for a second QS Visa with the same terms. Another $100 bonus too!
When my 3rd statement cuts on my QS Master Card later this month I'll hit the luv button. Not sure yet how soon to go for CLI's on the Visas but I'm sure there's a thread on that.
One day at a time works, it really does. FICO scores:
11/2015 FICO 8 EX 526 TU 559 EQ 531
2/2016 FICO 8 EX 628 TU 644 EQ 639
3/2016 FICO 8 EX 663 TU 696 EQ 660