Just got my Citibank Diamond Preferred card increased via sp from $1800-$3100. Got card in July.
I have been pulling teeth with Discover. Card was opened with a $500 limit 12/14. Auto cli to $800 4/15. Auto cli to $1300 7/15. Everytime I hit the cli button it asked for a hp. Last month I called and consented to the hp and was declined due to a 2013 medical collection of $262. It only shows on TU. They wouldn't budge and I cussed them out badly and stopped using the card. Now they gave me an auto cli to $1800.
Capital One has been iffy for me. I think because of the 3 of my elderly mom's Capital One cards on my file as an au.
My Quicksilver card started with a $300 limit 3/15. It was a preapproved card. The EO wouldn't increase it. In 4 months it went to $800. Then to $1300 around November. Again EO wouldn't budge even though my other cards have much higher limits.Then several weeks ago they auto increased me to $4300.
My mom got a $3000 increase in 5 months. It took me 11. I don't know why. My payment history was similar.
In this game you win some and lose some. It seems as if bank employees have no authority as in the past to use their discretion in raising limits or approving cards (with a few exceptions). It's all computer algorithms. That is really sad.