So after several months of paying down my CC debt (from a whopping 95% utilization down to 62% utilization), I finally got a pre-qualification from Chase for the Sapphire Preferred card (along with pre-quals from other sites like Credit Karma and CardMatch). As nervous as I was to apply, I pulled the trigger anyway, and to my delight I was instantly approved with a $7500 CL!!! They pulled TransUnion, and at the time of application I only had 1 other app in the past 24 months (so I was not affected by the 5/24 Chase rule).
Some info about me:
FICO: 715
Income: $78,500/yr
Rent: $650/mo
AAoA: 6.5 years
Oldest Line: 10 years
100% on-time payment history
Discover IT: $12,000 CL
Amex BCE: $4,700 CL
Citi Diamond Preferred: $4,000 CL
Capital One VentureOne: $6,000 CL
CSP: $7,500 CL!!!!!
Though this is my first post on myFICO, I have read many success stories here over the years and have been truly inspired, and I just wanted to share my own with you all!
Thanks 