All,
Started getting advice here several months ago and took it to heart. Paid down my utilization from nearly 100% to under 50% in less than two months. Hit up the Capital One pre-qual site and had offers for Venture and QS. Apped both and got approved for $15k venture and & 5K QS, both siggys! I've come a long way from a BK in 2008. At the time of my apps today my scores were in the 690s. I remember when I had low 500s and not a single card. Thanks all for the good info and best of luck to those trying to improve themselves...with good advice, persistence and patience it will pay off.
Started getting advice here several months ago and took it to heart. Paid down my utilization from nearly 100% to under 50% in less than two months. Hit up the Capital One pre-qual site and had offers for Venture and QS. Apped both and got approved for $15k venture and & 5K QS, both siggys! I've come a long way from a BK in 2008. At the time of my apps today my scores were in the 690s. I remember when I had low 500s and not a single card. Thanks all for the good info and best of luck to those trying to improve themselves...with good advice, persistence and patience it will pay off.