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Synchrony declined CLI because it "exceeds the maximum amount our policy will allow"

Hello Everyone!

 

I requested a CLI by LUV button on a couple of my Synchrony cards that should be due for a CLI.  I got the denial and when the letter came in the mail, it reads: 

 

"We are not able to assign the credit line you requested because it exceeds the amount of increase our policy allows".  Anyone seen this reason before? Of course, it was the LUV button, so there was no specific amount requested.  

 

I received it for my Lowe's card (currently at $17k with about a $500 balance ... and my Toys R Us card (currently at $5k with zero balance).  My total exposure with Synchrony is $86,600 with about 2% utilization and $110k annual salary. 

 

Thanks in advance !! 


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