Hello Im a full time student and I recently opened my first credit card around 3 months ago. The citi thank you preferred student card. Right now my credit score is on a range from 700-715. Is it a good idea to open a new card or upgrade my current card to the citi thank you preferred regular card to receive a sign up bonus. Or should i wait because my credit history is still really low and my credit isnt that great. Im looking for a card that has a good sign up bonus with no annual fee. Its going to be a everyday use card. Whats ur take on it. Thank you in advance
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