i already posted an approval. But I called back about applying for more. He confirmed based on credit score AND average account balance, I bank w them, I would be approved BUT at the cost of another pull potentially. He's unsure if it's use same one. Said I can risk it and apply online and cal them immediately so they can pull the app before its decisioned and use the recent report or pull one of my choice(?) not just experian.
Anyhow figure some some people might find the info useful unless he bs'd me haha