Cap One/Discover/NFCU newbie
I too am in the process of rebuilding my credit after years of poor decision making. I currently have a Capital One secured card $500 CL, recently approved for a Capital One QS $500 SCL, and a Discover...
View ArticleAmazon CLI
I chatted with Amazon today to ask for a CLI. He asked for my income and how much I was asking for. I was at 5k so I asked for 10k figuring they would counter. He came back a couple of minutes later...
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JetBlue Plus Card Approval
I applied for the JetBlue Plus Card on Friday. I was originally going to go for the non-AF card, but I will be moving around and flying quite a bit in the next two years so the 30,000 bonus miles plus...
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Ulta Rewards Mastercard
I am weak...I knew I shouldn't have gone into Ulta today. Cashier said I was preapproved and could get double points and 20% off (I happened to be making a large purchase today). So I went ahead and...
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Discover CLI - Now Over $60K
It has been about three months or so since I have hit Discover up for a CLI. I had already been at $53,700, therefore I was fully expecting a rejection as far as going any higher. I submitted the...
View ArticleShopping Cart Trick Success!!
Joss and Main/ Wayfair...shopping cart success! I am always on this site, window shopping and making the occasional purchase. This time, I logged onto my account FIRST, then I shopped and put an item...
View ArticleCiti DC approval
It's the last card I've wanted to get. It's a bit redundant for my portfolio but I kept seeing that prequal mail in my mailbox so today I finally bit. Approved with a SL of $5900 and APR of 14.24%....
View ArticleBlue cash everyday
I promise this is it and I'm done applying for new cards... So i was on the amex site looking at charges on my delta gold card and I had time to waste so I looked around and saw the charge and credit...
View ArticleBarclaycard Rewards MasterCard - recon approved with shaky file
Barclaycard Rewards MasterCardApproved $1K SL$0 AF. 2 points per $1 gas, groceries, utilities. 1 point per $1 other. FICO Score 8 612-617Rep said they checked TU, but I'm unsure which score. TU Score...
View ArticleCSP Approval!!!
I applied for a CSP card about 4 months ago after recieving several letters in the mail. I was declined. Fast forward to friday I decided to reapply and give it a shot. I instantly recieved the 7-10...
View ArticleAmex, Citi, USBank
Went on a splurge last week and got approved for Citi DC ($1,200; EQ pull), Amex BCE ($2,000; EX pull. Highest ever SL for me), and got the 7-10 day message on a Kroger Rewards card from US Bank. To my...
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Comenity CLI Phone Luv!
So, they're small bumps, but its a step in the right direction... Overstock from $2,500 to $2,700 with the Online Luv Button. Other Comenity cards said online I was not eligible, or declined me....
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Surprising Prequalification at Chase Branch!! - Approved
I walked into a Chase Branch to open a checking account. Banker asked if i'm interested in a freedom card and i denied.I mentioned her that i would like a travel card. She immediately told me that I'm...
View ArticleBarclay Card Rewards Auto CLI
I've had my Barclays Rewards MC for 6 statements now. I've put it through slow use, keeping my utilization under 30% and making 2x-3x the minimum payments before the statements cut. Out of sheer...
View ArticleLowes CLI
Foreclosure came off Transunion via EE this morning. Got a 60 point bump so I called Credit Solutions. $35,000! Closing on the house on Friday and buying all new appliances so this will let me take...
View ArticleAMEX CLI Denial Then Approval
So, I opened my Amex blue cash everyday in December and the SL was $5k. Upon activation I got it increased to $10k. After 6 months (June) I attempted to get another CLI and was denied due to my...
View ArticleBarclays Carnival Card
BK7 discharged in April of 2016. Applied for Cap 1 QS in June and got $3,000 CL. I was SHOCKED!!! Heavy use on card, large payments, and under 30% utilization since I opened it. I know, only 3 months...
View ArticleWalmart and Amazon approval!!
For those who become frustrated at times, I know I do. Never give up or be discouraged..I was approved today for Wal-Mart store card $1000.00 and Amazon Prime $700. ( Barclays declined me due recent...
View ArticleEbates Visa CLI!
I applied for the Ebates Visa through Synchrony Bank and was approved for the Signature card with a $5k limit about 2 weeks ago. After reading a lof of success stories about calling Credit Solutions...
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