I closed on my first home last month and decided it was time to get either a Lowes or Home Depot card to have for the just in case or to plan future project.
I decided on Lowe's due to being Synchrony and the 5% discount.
I was instantly approved online for a 1k SL
I called Credit Solutions and asked to be increased to 20k.
They countered with 12k this is currently my 2nd highest limit.
Overall I am good with that I will likely request increases in the future but for now I was just being proactive I don't have any major purchases or project planned yet.
They pulled TU.
Thank all!
On another note I made it 9 months without appliyng for a Credit Card, Auto or Personal Loan. All pulls were related to Utilities with my move or my mortgage which I consider the same as Rental Credit Checks.