Figured I might as well make this a window of opportunity, apped for Discover to see if I'd get the 0% promo but they counter offered it with no promo. I'll take it as I've been wanting Discover for over a year since my rebuild last year.
Small SL $800, but better than the CL I started with the Capital One cards.
EX 629, TU 653, EQ 658
UTI 22%, no collections, 2 paid charge offs (2011/2014), 2x 90 day lates (Dec 15, Feb 16)