I have been doing really well resisting temptation to apply for any new cards. I had 5 inquiries from last August age and it brought my Experian score up to 711. I figured since we just got our car insurance bill and have a kitchen to remodel due to a busted dishwasher line, Blispay's 6 month deferral is just what I need.
I had to answer 4 identity questions and the instant approval of $7.5k popped up.