DW received two pre-selected mailers from Citi. We forgot about the first one, but the day she received the 2nd one she applied. 5.6k SL, 12 mo 0% BT and purchases.The cards arrived on Saturday.
She added me as an AU, and I need the buffer with the balances I'm carrying right now. DW did a small BT to zero balance her 10k Marvel account. Helps a bit since we're going to PIF the the balance over 3 months. Now it's interest free thanks to CDP.