Applied BMO Harris Bank Premium Rewards MasterCard® card online on July 31st. Got below message.
TU was pulled.
Called customer care for status of the application on August 1st, rep said app is pending as POI is needed and asked to submit previous W2 and last 2 pay stubs in the nearest branch. Submitted the docs on August 2nd. After that I literally forgot about it as I was busy with my work for past few days(IT life!!).
Today had some free time, thought will give a call again. Called and CSR told my application was approved, asked what's the SL, she told it's 17.5K!!!
Yes I do have checking account with them, also I have tons of inquiries on my TU. Looks like BMO is inquiry insensitive. Not sure which version of FICO score they used.
My TU FICO 8 stands at 761 as of today.