Hey All,
I wanted to share my good news, which is all down to the great posters on this forum.
I applied last year some time and was denied for being from somehwere in East Africa..
I did open a savings though and have been adding deposits every month.
Anyway, I have been gardening for over a year as I awaited the completion of my mortgage refinance.
Like a man fresh out of jail, with a poster of a beautiful woman on his cell wall as inspiration, I ran to
the welcoming arms of Penelope Fed. She gave me an instant approval for 29K at 10.24%.
There was a fair amount of fumbling around. They kept sending me duplicate emails and then I logged
on to find that they had listed TWO CCs on my page, both with 29K limits (and separate numbers). I called to straighten it out
as I didn't want too many new accounts showing. They said it was an internal error and assured me it
would not show up on my CR as 2 new accounts.
I'm off to play the field now for some BUSINESS credit cards. WIsh me luck!
Details:
EX 786, EQ 769, TU 772 (haven't received my NextGen yet)
INQs Approx 10 on each
UTIL 1%
Income - Over 100K
Available credit 140K
Highest TL 25K
H.