My wife isn't one for credit rewards and such. But after explaining the CSR and the bonuses she offered to get one too. Her score is 815 (from when we bought a house 2 years ago), she has 0 inquries, only 4 credit cards (2 are Chase), she 0/48 (no new cards in 4 years and the only debt is the mortgage under her name.
She was instantly approved @ 16.24% (don't care) with a SL of $34k.
I completed my CSR spend last week and now we got hers to take advantage of the 2nd 100k bonus. I explained for $900 (2 AFs) we could get 200k UR points, and $1200 in Delta or SW Gift Cards (both travel credits for the 1 year). At minimum we trade 200k points for $2k in gift cards. So this was well worth it. And being spouses, we can transfer the points to 1 account.