Was just on a Carnival Cruise, and attended a Park West Art Auction...because, free champagne! They do their spiel, and promise free art for filling out a credit app. Did it and got my art, and was also approved for $12k! Picked up a gorgeous Peter Max piece with 24 months 0 interest! Happy wife, happy life. Right?
As usual for Synchrony, pulled TU. Scores around 750. Util near 7%. AAoA 1.5 years.