I've been trying to get a Walmart card for two years now, and have always been denied. All of my denials were from online applications. Today I decided to apply in store (after being denied online a month ago), and was approved! My "temporary limit" is $1000. After speaking with a representative and searching online, I found out my temporary limit will be a bit less the my final credit limit. I'm excited to see what my actualy credit limit will be!
My current credit: CK TU 650 CK EQ 654
- 4% Utilization
- 3 collections
- AAoA 22 months
- 6 inquiries on TU, 3 on EQ
- 5 student loans (3.5 years of 100% on-time payments
- Cap1 Platinum MC $300
- Cap1 Quicksilver $300
- Victoria' Secret $500
- Fingerhut $1150
- Walmart +$1000?
I've always struggled to get in with SYNC, so applying in the store might have just been the trick!