Went to my local credit union here in Findlay, Ohio and they took my monthly income and actually gave me 5 points back for every inquiry I had on my bereau. I am a 641 on Equifax and they gave me a $15,000.00 CC with a permenant fixed rate of 9.9%. If anyone is near me or even in Ohio they are an amzing CU, (Mod Cut-Direct contact isnt permitted on myFico)
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