Quick insight for people that are rebuilding.
First, Love Cap1! They will approve the majority of people for their first unsecured card. If you treat them right, they will open doors.
I applied orignally with them for their secured card, not thinking i would even get that. I did and turned around and apped for QS1 as it would be same pull that day. What did I have to lose?
I was approved for both, QS1 only a 300 limit. I have had it 4 statements now, i have received a luv button CLI to 800 and steps should kick in next statement. I use it alot and pay it down.
I decided in February after 3 statements that my scores had approved enough to get their Platinum card, which should be in the steps program and i can product change later. I bit the bullet and close my account.
I applied for their Platinum card with High 580-620 scores with baddies still showing and was approved for their 500 limit. I am thrilled about this because i know it will grow!
These are small limits but its how many people get their foot back in the unsurced door and with responsibility, these cards should open up many new avenues!
