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In the garden, but got a shopping cart trick

So I'm in the garden right now since I'm rebuilding after chapter 7. Got a car loan, Kohls card ($21/$300) and USAA Amex card ($100/$400). Figured I'd garden with those for 6-12 months and keep adding to the security on the USAA account. However, i went to Victoria's Secret site to order a couple of things for my wife that she wanted, and apparently got the shopping cart trick with a pre approval for their card. I went ahead and accepted it since she shops there kind of often and I figure we will get some use out of it. So it's now at $139/$250 until I get the card and know the account info to pay it off.
Back to the garden.

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