Long time lurker here who just app'd for FAB&T Platinum Preferred - instant approval for $5500 and then app'd for FAB&T Platinum Payback - also $5500 SL. Have learned SO much from these boards over the past few months and have also encouraged a number of friends and family members to check them out.
My stats- EXP is 728, EQ is 743 and TU is 733, 10% utilization and 15-20 inquiries on each right now. It's been a good day! =)
App'd for 3rd card a few hours later and got a Personal World with a $7600 SL!!