BCP CLI Approved for less after 4506T request
I have a $20K BCP (Now $25K) and a $10K ED. Decided to request an increase today on my BCP. Requested an increase to $45K on my BCP and received the 4506T request.Immediately cancelled, and requested...
View ArticleAshley Furniture & Overstock CLIs
Overstock... $300 + $300 ... now at $2150. Ashley Furniture $2000 CLI ... now at $3000. (I opened Rooms to Go on the same day in February as Ashley.. they gave me nothing on it when I tried today in...
View ArticleTarget and TJX approvals!
Went on a mini app spree this evening and was approved for target after being denied just 2 months ago. Also approved for TJX store card. Excited but now feeling like I shouldn't have done it as they...
View ArticleWalmart & Amazon Prime
okay well i decided heck with it and applied with walmart, instant 1,400 approval. Called the backdoor and asked for 4k he said not at this time but feel free to call back with another request anytime....
View ArticleCiti Double Cash approval -- meh.
Just came off 9, almost 10, months in the garden -- except for a mortgage last week. Apped Chase Amazon, sent to 30 days -- and just applied for Citi Double Cash to replace my Quicksilver, and was...
View ArticleApp spree weekend.
im actually embarrassed of my scores this month. Fico 8 648 TU 637 EQ 618 Ex (CCT FICO 8 scores) UTL at 29%. Although usually im at 9 percent and under only on one card, i have a macbook pro...
View ArticleSome approval
Ok I froze my report about 2 months ago after NFCU. Lacy week I unfroze trans UnionCitgo gas 500 SL, I drive for a living and get my own gas.Car care one 700 SL was originally 500 but got cliTarget 300...
View ArticleDiscover cli
I had discover card since April of 2015. It first stated out with 800 SL then they drop me to 500 now I'm back to 800. I'm I not in the 700s I'm like 660fico with 100% payment, 0 negative and 35%...
View Article1ST FAB & T Mastercard Instantly Approved!
i was approved today instantly for the First Arkansas Bank and Trust (1ST FAB & T) Platinum Preferred with No annual fee Mastercard with a Starting Credit Line of $3,500 ,it seems they don't care...
View ArticleAshley Furniture Homestore approval
I neglected to post last week when I got the approval. Instant approval for Ashley Furniture Homestore. I wanted a furniture store card and they offer 24 months 0% interest on purchases over $2k or...
View ArticleSynchrony surprises
Received an alert from myfico that a credit limit had changed. Turns out Belk added $1500.00 to my $5K limit without asking. So I logged into Walmart and they added $1K while I was on their website....
View ArticleCLI increase and recent approvals! Small victories during rebuilding!
Well I wanted to share my small victory with everyone and inspire anyone who is still in the rebuilding stage as there been times I wanted to give up since I am very impatient and want instant...
View ArticleMini App Spree.... WOW
I'm still pretty new to the forums and I have had amazing success that I just had to share. I began my rebuilding process in February. My scores were in the very low 500s. In May, my scores were up to...
View ArticleDiscover IT approval, time to let Well Fargo GOOOOOOOOOOO!
I stepped out of the garden with a hope and a prayer. Cold apped since I couldn't get any prequals. Bam approved for $5500. Now that I'm in with the Discover family, it's time to let crappy Wells Fargo...
View ArticleCap One Secured CLI
Woke up to a nice 300 auto CLI on our Cap One Secured Card this am. Just cut our 6th statement last night and it was immediately on there after midnight ish. Making progress!
View ArticleBarclaycard Rewards Card
Yesterday I was on creditcards.com curious to see what it would recommend. The Barclaycard Rewards Card came up and I decided to pull the trigger and apply. I was instantly approved for $500! Hopefully...
View ArticleIn the garden, but got a shopping cart trick
So I'm in the garden right now since I'm rebuilding after chapter 7. Got a car loan, Kohls card ($21/$300) and USAA Amex card ($100/$400). Figured I'd garden with those for 6-12 months and keep adding...
View Article1-2-3 FAB&T approvals! Boom sha-ka-laka!
Long time lurker here who just app'd for FAB&T Platinum Preferred - instant approval for $5500 and then app'd for FAB&T Platinum Payback - also $5500 SL. Have learned SO much from these...
View ArticleRITZ!!! Successful recon!!!!!!
About 2 weeks ago I append for the ritz card from chase seeing that I have a bunch of upcoming travel planned for the next few months ,on Friday I got the dredded denial letter saying ,That too many...
View ArticleHit 50k with Amex! Still no FR
Was at 32k and requested 18k increase. I'm not sure why, just bored today. They approved it without question.
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