Finally Discover & Amex! 5 out of 10 Apps Approved!
So I paid down my last big card which brought my UTI under 10% and my scores jumped a little. CCT says EX 642, TU 654, EQ 635. Merrick Bank says TU 673. Walmart says TU 660. DCU says EQ 625. So I...
View ArticleDiscover CLI after 2 Day Message!
I wasn't sure whether Discover was on a 90 day or 31 Day CLI cycle. So, I tried both :-) My timeline is below: 11/21/2015: Opened card and received an initial CL of $1400. Sigh.2/20/2016: Waited...
View ArticleInsane SPG business approval!!!
Figured what the heck, jumped on the SPG business Amex for the 35k point bonus Applied, got the call us message. Went through verification with a super friendly rep- automatically upgraded to next day...
View ArticleBest Buy Visa CLI
Since I finished my app spree and started to close out many of my starter cards I went ahead and asked for a CLI on my Best Buy Visa before deciding to close it. I figured it was a sp if they denied it...
View ArticlePC Citi Double Cash
Just got off the phone with Citi. I've had a citi card which graduated from secured to silver feb. 2015. Was going to close it, but figered I'd give them a call and see if i could get a product change...
View ArticleIn With PenFed
So, after hearing how great PenFed is, I went ahead and joined. I just have the savings account for now, but looking forward to "the start of a beautiful friendship"
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Chase CLI on Disney Premier
We decided to bring my wife's Disney Premier card up to $20,000 and it was approved, no questions asked. I am going to assume this will be an Ex hit. She will now have 1 inq total reporting across all...
View ArticleCapital One CLI
So back in Sept I closed my secured Cap1 and then in Oct I opened the QuicksilverOne. They said that the steps increase would happen after 6th or 7th statement, I don't remember which one though. So...
View ArticleCiti Hilton Honors Card Approved!!!
Just approved for card with SL of 5,000. Which kinda shocked because I heard they gave out lower limits. My first citi card, and got the card because I usually stay at a Hilton property when I travel,...
View ArticleSam's Club Mastercard $5k SL
I closed my Sam's MC with a $10k CL about 6 months ago. Never used it and was trimming back cards. Fast forward to yesterday...Was redeeming my Groupon deal for a one year Sam's membership and the guy...
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PenFed!!! I can't believe it!!
I opened an account with PenFed a few months ago & transferred almost all of my banking there in hopes of building a good relationship with them. After 3 months, I finally got an approved for a...
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New Approvals.
Well what can I say I fell outta the garden due to my Apartment, Cable and Utils so figured since I got some HP's on that for my move I mise well diversify my lenders a bit and here are the results. I...
View ArticleNFCU cashRewards Approval!
So I was able to get a family member to sponsor me today, and opened an NFCU account. I also applied for a CLOC and a cashRewards card. I was approved! I got this message a few minutes ago!...
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Mini app spree: mission accomplished!
Pretty happy right now, I must say. Have I mentioned I love these forums? Cuz I do. It's so amazing how much I've learned on here and how much I continue to learn. So, I've been trying to get a bump in...
View ArticleSam's Club Store Card CLI
I opened my Sam's club store card last month and received the dreaded 837 SL. I called CS at activation and was denied the letter in the mail stated my account has to be 30 days old before I can...
View ArticleCITI Approval
I was approved for CITI Simplicity today - I have a few little balances I want to roll into one and the intro 0% lasts almost two years, so I'm happy about that! This is also my highest initial...
View ArticleCabela's Club Visa CLI (Almost CAPTOOL)
Decided to take a HP to see if they showed me any love. After 3 tries with EQ trying to get them to remove a security freeze, HP went through. Requested increase from 4k to 15k. They countered with...
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DISCOVER the LOVE...Finally breaking free of credit limit purgatory!!!
If you believe the biblical scripture it only took 7 days to make the Earth and yet it really does take 7 plus years to clean up your credit. After rebuilding for a couple years and having a couple...
View ArticleCap One Luv!!
Hit the Luv button just now and got a $500 CLI! Pretty pumped cause it was before steps!! BOOM!!!
View ArticleApproved for a Macy's card!
I applied on a whim, after receiving an email about an extra 15% for the next couple of days, when approved. Hoever, I was only approved for $100! Any advice on how to go about a CLI?
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